The Price of Desire (1997)

Mac (Dan Frank) and Monica (Kira Reed) want to add an element of sexual intrigue to their marriage so they begin picking up men and playing games with them. Monica gets to add a little spice to her life, while Mac can fulfill his voyeuristic desires. But when they make their indecent proposal to the wrong man, everything changes, and Mac and Monica find they may pay for their desires with their marriage.